Régulation crypto Tunisie : état des lieux et perspectives

When working with régulation crypto Tunisie, le cadre légal qui encadre les actifs numériques, les échanges et les services liés aux cryptomonnaies sur le sol tunisien. Also known as législation blockchain tunisienne, it defines what investors, platforms and developers can do without breaking the law.

The first pillar that any crypto activity must respect is KYC, Know‑Your‑Customer, une procédure de vérification d’identité imposée par les autorités anti‑blanchiment. In Tunisia, the National Financial Intelligence Unit (UTIF) requires every exchange and wallet provider to collect identity documents, source‑of‑funds explanations and to store them for a minimum of five years. régulation crypto Tunisie therefore forces projects to implement robust onboarding flows, otherwise they risk hefty fines or shutdown. The practical impact is clear: you’ll see more request forms, selfie checks and occasional phone verification steps before you can trade.

Another key influencer is the European MiCA, Markets in Crypto‑Assets, le règlement qui harmonise la supervision des crypto‑actifs dans l’UE. While Tunisia is not part of the EU, its policymakers borrow heavily from MiCA to shape local rules, especially around stablecoin, les pièces dont la valeur est adossée à une monnaie fiat ou à un actif réel. The draft Tunisian decree echoes MiCA’s requirement that any stablecoin issuer obtain a licence, publish a reserve‑audit report each quarter and maintain a redemption guarantee for users. This alignment helps Tunisian firms access EU markets more easily and gives local investors a clearer safety net.

On the innovation side, the rise of Security Token Offering (STO), une levée de fonds où les jetons représentent des titres financiers classiques, forces the regulator to adapt existing securities law. The Tunisian Financial Market Authority (AMF) now treats STOs like traditional securities, demanding prospectuses, prospectus approvals and investor suitability checks. This creates a hybrid environment where blockchain tech meets proven financial safeguards, letting startups tokenize assets while staying compliant.

All these elements – KYC, MiCA‑inspired stablecoin rules, STO licensing and the broader anti‑money‑laundering framework – intertwine to form the current régulation crypto Tunisie. Below you’ll find a curated set of articles that dissect each topic in depth: from detailed guides on KYC implementation to analyses of how MiCA shapes Tunisian stablecoins, plus practical advice for launching an STO in North Africa. Dive into the collection to get actionable insights, real‑world examples and the latest updates that will keep you ahead of the regulatory curve.